Import from Any Bank
Upload your bank's CSV statement in seconds. Works with every major Canadian and US financial institution — TD, RBC, BMO, Chase, and more.
ExpenseTracker auto-categorizes your bank transactions the moment you import them. Set monthly budgets, track income, and get a clear picture of your spending — in under 2 minutes.
ExpenseTracker combines expense tracking, auto-categorization, and budget management in one clean dashboard — no spreadsheets, no manual entry.
Upload your bank's CSV statement in seconds. Works with every major Canadian and US financial institution — TD, RBC, BMO, Chase, and more.
ExpenseTracker learns your spending patterns. Categorize "McDonald's" as Food once — every future import handles it automatically. No manual work.
Set monthly budgets per category and watch live progress bars show exactly where you stand. Color-coded alerts when you're approaching your limit.
Log all your income streams — salary, freelance, side projects — alongside your expenses for a complete view of your financial health.
Beautiful charts transform your raw transaction data into actionable insights. See your top spending categories at a glance, every month.
Create categories that match how you actually live — "Gym," "Date Nights," "Kids," "Crypto." Your money, your rules, your labels.
No complicated onboarding. Download your bank statement, drag it in, and ExpenseTracker does the rest.
Sign up with just your email — no credit card required. You get 14 days of full access to every feature, including CSV import and auto-categorization.
Download a CSV export from your bank's website (TD, RBC, Chase, and 12,000+ others) and drag it into ExpenseTracker. Columns are mapped automatically — duplicates are skipped.
Categorize a few transactions once, save them as rules, and every future import handles them automatically. Your expense categories build themselves over time.
Most expense trackers make you categorize every single transaction, every single month. ExpenseTracker's rules engine learns from each manual assignment and applies it automatically — forever.
From freelancers to families — here's what ExpenseTracker users say about auto-categorizing their spending.
"I've tried Mint, YNAB, and a dozen others. They're either bloated, expensive, or sunset without warning. ExpenseTracker does exactly what I need — I upload my CSV on the first of the month and it just works."
"The auto-categorization is genuinely smart. I categorized my Tim Hortons purchase once and every coffee run after that was handled automatically. The $25/month is absolutely worth it."
"As a freelancer with variable income, tracking both expenses and revenue in one place is huge. The monthly email report lands in my inbox and tells me exactly where I stand. No spreadsheet needed."
Start with a 14-day free trial. Upgrade to Starter, Pro, or Household when you're ready — no contracts, cancel anytime.
Try everything, no credit card required. Full access to Starter features for 14 days.
Everything you need to take control of your spending. Billed monthly, cancel anytime.
For people who want zero manual work. Bank syncs automatically every day.
Share finances across your whole household. Everything in Pro, for everyone under your roof.
All prices in USD · Secure payments by Stripe · Cancel anytime, no questions asked
We built ExpenseTracker because personal finance tools were either overpriced, bloated with features nobody asked for, or quietly monetizing user data. ExpenseTracker is built differently — fast, private, and priced to be fair.
The Starter plan ($25/mo) covers server hosting and keeps ExpenseTracker running without VC pressure to monetize your data or inflate prices.
The Pro plan ($50/mo) includes Plaid bank connectivity — Plaid charges a per-connection API fee, and the $50 covers that cost plus a small margin. There's no hidden business model. You pay for what you use, and we keep the lights on.
No ads. No data selling. No algorithm deciding what's good for your spending habits. Just a clean tool that does what it says.
Everything you need to know about expense tracking, pricing, bank connections, and data security.
After your trial, you'll need a Starter or Pro plan to continue importing transactions and using paid features. Your existing data is preserved — you'll always be able to view it. You can upgrade from the app dashboard at any time.
Starter ($25/mo) lets you import transactions via CSV and gives you the full auto-categorization, budgeting, and reporting suite. Pro ($50/mo) adds direct bank connection via Plaid — your transactions sync automatically every day with no CSV uploads required. The Pro price is higher because Plaid charges per-connection API fees.
Plaid supports 12,000+ financial institutions including all major Canadian and US banks: TD, RBC, Scotiabank, BMO, CIBC, Chase, Bank of America, Wells Fargo, and many more. Credit cards, chequing accounts, and savings accounts are all supported.
Yes. Your data is encrypted in transit (HTTPS/TLS) and at rest. Passwords are hashed — ExpenseTracker never stores them in plain text. Bank credentials are handled entirely by Plaid and never touch our servers. We don't sell your data, ever. See the Privacy Policy for full details.
Yes, cancel anytime from your account settings with one click. Your access continues until the end of the billing period you've already paid for. No cancellation fees, no "are you sure" dark patterns.
When you connect a bank account, ExpenseTracker uses Plaid — the same infrastructure trusted by Venmo, Robinhood, and thousands of other financial apps. Your actual bank credentials (username and password) are entered directly into Plaid's encrypted interface and never sent to ExpenseTracker's servers. Plaid holds a secure access token on its own infrastructure; ExpenseTracker only receives the transaction data Plaid sends back. All data in transit is protected by TLS encryption, and data at rest is encrypted at the storage level. Plaid is SOC 2 Type II certified and compliant with financial data regulations in the US and Canada. ExpenseTracker stores only the transaction records needed to run your dashboard — no account numbers, no login credentials, ever.
When someone signs up using your referral link and subscribes, you both get 30 free days added to your subscription. There's no limit — refer 5 friends and you've got 5 months free. Your referral link is available in the app dashboard.
Join thousands of people using ExpenseTracker to auto-categorize spending, track budgets, and actually understand their finances. Setup takes 2 minutes.